For quite a long time, auto accidents have been dominating the top spot on the list of reasons why millions file their personal injury claims. A data released by NHTSA (National Highway Traffic Safety Administration) shows that at least 7 people get involved in car accidents every minute across America. In the state of California, where some of the biggest cities in terms of population can be found, there type of accidents also creates a great concern amount people and government.
Over 7.2 million auto accidents were reported in the US in 2015. Almost half of these resulted in grievous injuries. In 2015, more than 1050 people died on state roads due to motor accidents. A study has also affirmed that most highways in California now permit high-speed transport which has emerged as a big factor contributing to accidents. www.accidentfirm.net/
If you’ve been involved in a motor accident, you might be wondering how to proceed with settling a injury or vehicle damage claim, so that you can put the accident behind you and move forward with your life. Let’s have a close look at few tips on best strategy for settling car accident claims.
First Things First
Even if the other driver is responsible for the accident, you won’t be dealing with him or her for settling your claim for proper damages. Typically, you’ll work directly with the other driver’s insurance company. You would be better placed if you have a car accident lawyer by your side, especially when you’ve been severely injured.
It is important to gather some information while you’re still at the scene of accident, including the contact information and name of the following:
• The other driver
• Any witness to this accident
• The other driver’s insurance provider
• The details of police officers that come to the scene
Try to take few pictures while you’re still at the scene. Most of us carry smart phones with cameras so that would be easy for you. Take pictures of damaged vehicles, including their license plates. Areas of physical damage to each vehicle.
The easiest way to settle your claim with other drivers insurance company is to understand that this company would require lot of information from you. You should also keep in mind that this company Is not on your side. Insurance companies are in business to make money, and for this to happen they must pay out less to your claim than it otherwise has to. Company may try to put blame on you, so that you end up with a reduced amount which is why you need a accident-firm to represent your case. If you fail to provide sufficient documents, it may not process your claim and can argue with you on both points.
Without a car accident lawyer by your side, you might find this process frustrating, and sometimes even exasperating. Once you provide the right documentation to the insurance company, you can expect a fair compensation from it for your damages. Keep in mind that insurance company is not obliged to enter into a settlement agreement with you. They may at some time offer you the best possible deal saying, if you want more from us, hire a car accident attorney and file a lawsuit. www.accidentfirm.net/california/
For Serious Accidents
All serious accidents should be reported to DMV within 10 days when someone is injured, killed or property damage exceeds $750. To report this accident to DMV your car accident lawyer, or your insurance agent must complete Form SR-1 regardless of whether this accident occurred on private property of was caused by someone else. You need details about place and time of accident, other driver’s name and address and license plate number and state, other driver’s insurance provider, policy details and expiration thereof, name and address of policy holder, name and address of vehicle owner and explanation of property damage or injuries.
Types of Damages You Can Collect
If you’re planning to make claim for just property damage, then some types of damages you can claim are……
• Personal property damage
• Vehicle damage
• Car rental
• Out of pocket expenses
The insurance company will extend you the settlement offer based on the documents and information you provide. If you fail to provide details on out-of-pocket expenses then your insurance company will take a position that you are not entitle to be compensated for that part of your loss.
The insurance company will enter into a settlement agreement only if its in their best interest to do so. However, on the whole, insurance company knows that settlement of the claim is in their best interest. You can always hire a car accident lawyer, and litigation can be expensive for insurance company than paying you fair compensation. After all, they will have to pay attorney fees to fight against you. www.accidentfirm.net/california/san-diego/
What If I’m Injured?
In some cases, your car accident can be serious and you may suffer multiple injures. In such cases legal issues involved may become more complicated. In additional to various items of damages discussed above, you might also be entitled to lost wages or medical expenses. You can also claim some compensation for physical and mental pain and suffering stemming from the accident.
Even if you feel you can negotiate a settlement for property damage to your car, it’s strongly recommended that you seek advice of an experienced car accident lawyer in California if you’ve been injured in a car accident. This is mainly because of unique circumstances of bodily injuries and medical expenses. This will also speedup your case and help you in getting the maximum possible compensation for your injuires within a shortest possible time.
For instance, you might have to seek expensive treatment from the hospital emergency room. The other driver’s insurance company may want you to quickly settle for medical expenses incurred up to that point. However, you’re not fully aware of the extent of your injuries and how much you might have to spend on your treatment. In some cases, the symptoms of injuries may not appear for weeks, or even months after the accident. If you go ahead and enter into a quick settlement without seeking advice of car accident lawyer, and find out later on that you need more money for medical treatment of your injuries, you simply cannot go back to the insurance company and ask for more compensation. www.accidentfirm.net/california/san-diego/personal-injury/